When Will I Receive an Auto Insurance Quote?
Whether you request a quote from our friendly phone
representatives, online or from a local authorized agent
or broker, generally you will receive your premium quote
immediately.
Please note that some states prohibit immediate car
insurance quotes. In addition, you may be required to
provide written documentation prior to the issuance of a
quote.
What Happens When I Report a Loss?
If you are in an automobile accident, you should file a
claim with your auto insurance company. Your claim will be
assigned to a customer representative who will contact you
to go over the details of your accident and advise you on
the next steps in the claim process.
What Are My Rights When Filing an Auto Insurance
Claim?
Every state has laws protecting consumers and as a car
insurance policyholder, you have certain rights. Your
policy is a legal contract between you and your insurer.
It defines your rights and obligations as well as the
rights and obligations of the insurance company.
If you have any questions regarding your rights under
the policy, talk to your auto insurance agent or company
representative. You may also contact your state insurance
department, state attorney general's office or your
state's consumer affairs department.
What is Uninsured Motorist Coverage?
There are two types of Uninsured Motorist Coverage:
Uninsured Motorist Bodily Injury Coverage
protects you and the occupants of your vehicle for
bodily injury up to your auto insurance policy limits as
a result of an accident with a legally liable uninsured
motorist or "hit and run" driver.
Uninsured Motorist Property Damage
protects
your property up to your car insurance policy limit for
property damage that results from an accident with a
legally liable uninsured motorist or "hit and run"
driver.
These coverages are not available in all states and are
sometimes subject to a deductible.
Adapted from information provided by the Insurance
Information Institute.
