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Document Protection |
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All our documents are digitally
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Title V of the Gramm-Leach-Bliley
Act (GLBA) generally prohibits any financial institution,
directly or through its affiliates, from sharing nonpublic
personal information about you with a nonaffiliated third
party unless the institution provides you with a notice of
its privacy policies and practices, such as the type of
information that it collects about you and the categories
of persons or entities to whom it may be disclosed. In
compliance with the GLBA and state regulations, we are
providing you with this document, which notifies you of
the privacy policies and practices of Freedom Insurance
Agency.
The GBLA further
requires that we inform you that you have a right to
prevent us from sharing nonpublic personal financial
information about you with a nonaffiliated third party for
any purpose that is not specifically authorized by law.
Your right to prevent us from sharing nonpublic personal
information about you with a nonaffiliated third party for
a purpose that is not specifically authorized by law is
called your right to "opt out" of such information
sharing.
With regard to health
information, we may not share your personal information
without asking you for your permission. This is called
your right to "opt in" of such information sharing.
At Freedom Insurance
Agency we are committed to providing you the best service
while earning your trust and protecting the privacy of
your information. We understand and respect the fact that
you may wish to keep your personal information
confidential.
The following is our
policy on how we handle your information:
We collect nonpublic
personal financial and health information about you from
the following sources:
INFORMATION FROM
APPLICATIONS. This is information you give us on
applications and other forms, by phone or online (if
applicable). This information included you name, address,
telephone number, drivers license number, Social Security
number, date of birth, length of employment, gender,
marital status. Prior insurance information, status of
home ownership, length of residency, vehicle description,
miles driven and vehicle use/driving history that we
receive from you on applications or other forms.
INFORMATION ABOUT
TRANSACTIONS. This is information about your trusted
transactions with us and our affiliates. It includes your
insurance coverage premiums and selection, your payment
and claims history and information necessary for billing
and payment. Other information used to investigate and
settle insurance claims, such as witness statements and
police reports, may be included as well.
"INFORMATION WE RECEIVE
FROM A CONSUMER REPORTING AGENCY. This information is
generally used to confirm or supplement application
information. We disclose consumer report information only
as necessary to quote or service your insurance policy and
as permitted by law. By obtaining a quote, you consent to
our sharing of this information with companies and their
affiliates for underwriting purposes.
We do not disclose any
nonpublic personal financial and health information about
our customers or former customers to anyone, except as
permitted by law.
We restrict access to
nonpublic personal financial and health information about
you to those employees who need to know that information
to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that
comply with federal and state regulations to guard your
nonpublic personal financial information.
At Freedom Insurance
Agency we are committed to protecting your privacy rights.
We acknowledge your right to keep your own financial and
health information confidential and, because of this, we
have created this document to explain our privacy policy
to you. In addition, we are complying with both state and
federal laws which require insurance agencies to notify
you, our valued customers, about how we intend to treat
your nonpublic personal financial and health information
that you have entrusted us with.
OUR POLICY IS A PLEDGE -
WE PLEDGE TO PROTECT YOUR INFORMATION!!
We pledge to you, our
valued customer, that the information you have provided us
to obtain appropriate insurance coverage will be used for
just that purpose and that purpose only. We will not share
such information with nonaffiliated third parties, such as
banks, securities firms or other institutions.
However, in order to
better serve you, your trusted information may be shared
with third parties for the purpose of insurance
underwriting.