Car insurance is a source of confusion for many drivers. Some may not know how auto insurance works, how much they should expect to be paying for it, or what it covers. If this is you, it’s crucial that you learn more about auto insurance before you end up paying more for it than you need to. To help, we’ve compiled a list of six common myths about auto insurance. Myth #1: Personal Auto Insurance Covers Your Car for Both Personal and Business Use If you’re using your vehicle to … [Read more...]
Auto Insurers Offering Discounts in Coronavirus Relief Effort
To recognize that policyholders are driving less during the growing coronavirus crisis, insurance companies are offering premium discounts on auto insurance. Although several operators are also targeting commercial customers, most of the discounts are for personal line customers. According to the Insurance Information Institute, these and other auto insurers have announced refunds, deductions, dividends and credits totaling $ 8.1 billion. Check the list of insurers and a summary of their … [Read more...]
What Are the Toughest States on Felony Speeding Offenses?
We've all seen it - the police hiding from the road to catch an unexpected driver who exceeds the speed limit. In the worst circumstances, you may not be watching your speed and end up with the red and blue lights behind you. Depending on the state in which you were arrested, the fine for driving too fast can cost a penny or, worse, jail time. The economic cost of speed-related accidents in the U.S. is $ 40 billion annually, not to mention the 9,378 deaths caused in 2018 alone. So it's no … [Read more...]
Who Is Responsible When a Self-Driving Car Has an Accident?
We already know how challenging it can be after a car accident. Now, imagine a collision involving an automated vehicle? The dawn of the self-driving cars has exposed many grey areas for the insurance industry, lawmakers, and owners of self-driving cars. California Incident In 2017, a cyclist in California filed a lawsuit against the manufacturer of a self-driving vehicle after it hit the cyclist while changing lanes (it was a Chevy Bolt). The incident brings to light one of the many … [Read more...]
Why We Have Road Rage and How to Combat It
So, all the other drivers on the road are the problem, aren't they? That's what 9 out of 10 Americans think, according to a famous study by a Swedish psychologist. However, additional studies seem to indicate that this perceived superiority (among other things) may be a significant cause of anger on the road. And given that the costs of rabies on the road are high for us, as individuals and for society as a whole, fighting it should probably be a priority for everyone. That is why we should all … [Read more...]
The Most Congested Roads Worldwide
No one likes being stuck in traffic. It takes a lot of our time and energy. Preliminary 2019 reports from the Federal Highway Administration show that road travel has increased to an all-time high of 2.1 trillion vehicle miles in the United States alone. So, what's causing all this traffic? What causes roads to become congested? Congestion is part of supply and demand. The demand for road space exceeds the amount of road space. This means that traffic happens when the number of … [Read more...]
Do You Need Rental Car Insurance?
If you already own a car, your insurance policy extends to rentals. Or, depending on the credit card that you have, one of the benefits could include rental car insurance. That means if you are offered insurance at a car rental location, you can decline it and save some money. Let's break down the different nuances of rental car insurance and some way you can save. Review your existing car insurance policy You might already be covered under your everyday driver's policy. Review … [Read more...]
What To Do After an Auto Accident
No one wants to be involved in an auto accident, and thinking about the what if’s when driving can be overwhelming. Knowing what to do following an accident is an important part of being an informed and experienced driver. Since the majority of accidents only lead to property damage, we are going to look at the things to do following an accident where you are not severely injured. Stay Put After an accident, no matter how minor or severe the damage is, it is imperative to stay put and … [Read more...]
The Basics of Auto Insurance Coverage
Everyone on the road has to have auto insurance, which makes it easy to choose a policy without really understanding what you are paying for. What does basic car insurance cover? What exactly are you paying for each month? There are some basics of auto insurance coverage that every driver should be aware of, so let’s take a look at them. Type of Coverage There are three main types of car insurance, each priced differently. There is liability insurance, collision insurance, and … [Read more...]
Sending New Drivers Back to School
At Freedom Insurance Agency, we know how stressful sending new drivers back to school can be. Between sharing the road with other cars, commuters, and pedestrians, there’s a lot to worry about. Fortunately, you can protect them by putting the right auto insurance in place. As well as reviewing these safety tips for young driver(s) before they leave for school. Especially while they’re adjusting to the schedule of their new school year, it’s important that … [Read more...]
- 1
- 2
- 3
- …
- 7
- Next Page »
