Today it seems like we have more options than ever before. You want takeout? Pick from one of three dozen restaurants nearby. You want a new insurance carrier? Just go online. But sometimes, we’re so overwhelmed with information and variety that making the right decision is actually more difficult than before! Before you get frustrated with the process, try to narrow your search with the following questions for potential insurance providers.
Are you a brokerage?
A broker is slightly different from an insurance agent or even a company. Brokers work with multiple carriers, so they can compare coverage on your behalf and find the best fit. An exclusive insurance agent only represents one insurance company, so they’re more limited in what they can offer. At Freedom Insurance Agency, we work with some of the top providers today to supply many different types of policies! From homeowners’ insurance to auto coverage, to business plans, and life or disability protection, we’ve got you covered. Think about how much easier it would be if you had all of your plans in one place. Well, we give you that option! So, anytime you have an insurance question, give Freedom a call.
Does the company have a good reputation?
Now, this answer might require a little investigation to uncover, but the internet helps with that! With just a few clicks, you can discover how long your potential provider has been in business, who works there, what reviews other customers have left, and more. Make sure you check their partnerships too. Are they working with reputable carriers or insurance companies you’ve never heard of before? For example, we partner with noted providers like Erie, Allstate, Progressive, Foremost, Travelers, and more. All well-known carriers in good financial standing. We don’t believe in recommending coverage any other way! So, when deciding whether or not to switch, this trust factor should play a big role.
How much does their recommended coverage cost?
While you obviously don’t want to incur a huge increase with a new company, any quotes that seem a little too low should give you pause. With insurance, it’s very much a “you get what you pay for” field. So, ask the agent you’re considering to sit down with you and go over everything line by line. This side-by-side comparison will help you ensure that you’re not giving up valuable policy provisions to save a little bit each month. If they’re unwilling to do that, or their explanations have you feeling more confused than before, continue your search.
Are they easy to work with?
Everything’s more accessible today—or so it seems. Shouldn’t your insurance be, too? You want to know that when you need to file a claim, you can reach someone and get the process started quickly. Certain features, like online portals and bill paying, should make this easier than ever. But when you need to make a change to your policy or file a detailed claim, who do you turn to? If no name comes readily to mind, maybe you need a more personal touch.
At Freedom Insurance, our clients are our top priority, so we maintain an office right in the heart of Eldersburg and provide plenty of contact information. When you actually need to use your insurance, we want to make sure it’s as efficient as possible. You can even leave your information on our website and one of our experienced agents will reach out to you when it’s most convenient. See what a difference working with the right insurance company can make. Choose Freedom Insurance Agency today!