Why is an independent insurance agent better?
An independent insurance agent is a non-captive agent, as opposed to a captive one. Captive agents are committed to (and usually paid by) one particular insurance carrier, and are restricted to selling that product. So if there’s a better deal out there than what that insurance company has to offer, you won’t be hearing about it from a captive insurance agent.
Independent agents have knowledge of and experience dealing with a variety product lines and insurance carriers. Not only are they more able to find better deals and compare features, but they also benefit from doing so for their customers. In this respect, an independent insurance agent is like your personal shopper for insurance.
Independent agents know a lot about how a range of insurance companies work, what their different services actually offer, and how their products have evolved. They are licensed by the state with the fiduciary responsibility to act in your interest. And since they’re not boxed in, they are more able and incentivized to help you.
Plus independent insurance agents are more personal than captive agents. Instead of a one-size-fits-most coverage, your independent agent can find a plan that tailors to your unique needs, across a range of insurance services. The independent agents at Freedom Insurance, for example, can help fulfill all your insurance needs in one foul swoop, including auto, homeowners, business, life, disability, and more.
Bargain hunter? Tailor? One-stop shop? What more can you ask for?! Contact Freedom Insurance today.