Diseases and illness are almost inevitable—it can occur anywhere and anytime in anyone’s life. When a worker gets medically unfit to work, they could possibly end up losing their job and even more. With the help of a disability insurance plan, you can provide security for your family if an injury or illness occurs.
What is Disability Insurance?
Disability insurance is an insurance policy which secures your income when you are unable to work due to injury or disease. In short, a disability insurance plan enables you to maintain your living standards as you are going through the recovery process.
Who Should Consider Disability Insurance?
A research conducted by the Council of Disability Awareness reveals one out of every four employees gets disabled or injured before reaching 64 years of age during his or her working career. It may be due to accidents, random injuries, or inevitable diseases that occur anytime such as heart attack and cancer. While there are many people who would benefit from a disability insurance program, those who would benefit the most are those who have dependents at home, or those whose basic work functions require physical labor.
How to Get the Insurance?
To get disability insurance, it’s recommended that you first get in touch with your current insurance provider of either your health, auto, or home-owner’s insurance. This will allow you to begin the process of receiving a bundled insurance rate-estimate. In addition, it is strongly recommended that you seek out and get in touch with a local Maryland insurance broker and speak with them about the prospect of disability insurance.
What is Freedom Insurance?
Freedom Insurance Agency is an insurance broker who specializes in working for their clients to get them the best possible insurance coverage at an affordable rate. The difference between working directly with an insurance agency, and working with an insurance broker is that an insurance broker will be able to compare coverage from multiple insurance companies. In other words, an insurance broker will get you the best possible insurance coverage for your situation at the best possible price.
For more information on disability insurance, or to sign up for disability insurance, get in touch with Freedom Insurance Agency today. Freedom Insurance Agency can be reach via phone at (410)795-2000 or by filling out the form on our website.